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Phillip Mottini, AIF and John Mulvaney, MBA, ABA, EA, RFC, CEP are Registered Representatives. Securities and advisory services offered through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency), LLC. Member FINRA/ SIPC, a Broker/Dealer and a Registered Investment Adviser. Plan Well Live Well and Cetera Advisor Networks LLC are not affiliated. Cetera is under separate ownership from any other named entity. Phillip Mottini CA Insurance License 0E16847, John Mulvaney CA Insurance License 0B49989
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